With HABIBMETRO Home Finance, now is the time to make your dreams come true, If you’ve always dreamed of owning your own home. HABIBMETRO home finance offers home builder/ plot and construction who already have their own plat and want to construct a house. Loan for home renovation is also offered by the bank for those who have their own house and wanted renovation in it.
HABIBMETRO Home Finance Product Offerings
a) HABIBMETRO Home Finance offers four product variants:
b) Home purchase: This type of installation allows you to purchase built property.
c) Home Builder / Plot + Construction: This type of facility is extended to clients who already own land / want to buy land and need funds to cover the cost of building the property.
d) Home Renovation – This facility is offered to clients who already own a home and need funds for renovations.
e) BTF (Transfer Existing Home Finance Service) – From any other bank to HABIBMETRO, this type of service allows you to transfer your existing home finance service.
HABIBMETRO Home Finance Main features
f) Low margin rates
g) Low processing fee
h) Flexible payment plan
i) Minimal documentation
j) Financing up to 80% of the value of your property
k) Affordable and competitive monthly fees
HABIBMETRO Home Finance Customer Eligibility Criteria
| Particulars | Details |
| Minimum Age of Borrower | 27 Years |
| Maximum Age for Maturity of Loan | 60 Years (Salaried) |
| 65 years (SEB/SEP) | |
| Minimum Salary /Income | PKR 75,000/- (Permanent) |
| PKR 100,000/- (Contractual) | |
| Average Balance of PKR 100,000/- per month | |
| Loan Tenure | Minimum 1 Year & Maximum 25 Years |
| Length of Employment/ Business | Minimum 2 Years |
| Finance Amount | Minimum is 500,000 and maximum is 100 million |
HABIBMETRO Home Finance Documents Required
a) Completed application form
b) CNIC copy of the applicant
c) Proof of income documents
d) Copies of ownership documents / ownership details
HABIBMETRO Branch Locator
Click to explore HabibMetro Branches: https://www.habibmetro.com/atm-branch-locator/
HABIBMETRO Contact Information
· HABIBMETRO Contact Center: 111-1-HABIB (42242)
· Tel: (92-21)111-14-14-14
· Email us at: complaints@habibmetro.com