Khushhali Cash Sahulat is an “individual loan” secured through a range of acceptable values. The loan can be used to expand micro / small businesses and offers free integrated credit life insurance. All Males and females who have aged between 20 to 63 years with annual income, up to 1,200,000 and has a business experience of 2 years can apply for the loan. The process of the loan is so easy and rapid to a loan in a very short period of time.
Khushhali Cash Sahulat Loan Eligibility Criteria
a) Age: 20 – 63 years
b) Annual household income up to 1,200,000
c) Minimum business experience of 2 years
d) NADRA CNIC / SNIC support
e) Not defaulting on KMBL or other banks
Khushhali Cash Sahulat Acceptable Securities
1. Gold bars / ornaments assessed by Khushhali bank approved goldsmith (18 karat or more)
2. Khushhali Term Certificates of Deposit
3. National Savings Certificates (Defense Savings Certificates, Special Savings Certificates, Regular Income Certificates)
4. Agriculture Pass Book
Khushhali Cash Sahulat Tenure
· The tenure of a loan is 3 – 18 months
Khushhali Cash Sahulat Repayment Options
a) At the end of the loan period, Lump sum payment
b) Equal monthly installments
c) Monthly margin and principal at maturity
Khushhali Cash Sahulat Loan Ticket (Minimum & Maximum)
· Loan Ticket is from PKR. 25,000 to 500,000/-
Khushhali Cash Sahulat Service charges
a) 25% APR against gold
b) 27% APR against Agriculture passbook
c) 15% APR against KMBL TDCs
Khushhali Microfinance bank Branches
Click to explore the bank branches for your favorite loan package application: https://khushhalibank.com.pk/contactus
Khushhali Microfinance bank Contact Information
Ø Address: 55-C, 5th Floor, U-Fone Tower, Jinnah Avenue, Blue Area, Islamabad
Ø UAN: + 92 (51) 111 092 092 Fax: + 92 (51) 2310554
Ø Customer Helpline UAN: +92 (51) 111 047 047
