Muslim Commercial Bank Home Loan Eligibility Criteria

A home of your own has long been a blessing and aspiration for many, MCB Home Loan, fulfills this daydream much easier than before. MCB Home Loan opens the doors to a host of financing options to help you buy, build and renovate your dream home.

You can apply for a home loan from MCB if you have a source of income from one of the following:

1.      Salaried

2.      Free-lancers

3.      Pensioners

4.      Lords of the earth

MCB Home Loan Benefits

1.      MCB home loans are available at very competitive prices

2.      Flexibility to borrow funds – 2 – 25 years

3.      You can buy a house, buy a plot and build a house, or build a house on your existing plot.

4.      You can also renovate your existing home through MCB

5.      Low-cost housing financing is also available for the special segment. Click here for eligibility and more information.

6.      Wide range of financing available: up to PKR 50 million (or even more)

MCB Home Loan Eligibility Criteria

1)      Net income (salaried clients): PKR 30,000 per month

2)      Net income (self-employed clients): PKR 50,000 per month

3)      Minimum age: 25 years for the main borrower and 22 years for the joint borrower

4)      Maximum age: 70 years or retirement age (whichever is lower at the time of loan maturity) for the primary borrower and 70 years for the joint borrower

5)      Duration of employment: 2 years for salaried employees and 3 years for self-employed professionals / entrepreneurs

6)      A one-year bank statement is required for all segments

MCB Home Loan Required Documents

a)      Application form

b)      Copy of current and original CNIC / SNIC

c)      Two passport-size photographs

d)     Statement of all available financing facilities from all banks / DFI

e)      Income documents

f)       Business / labor test

g)      Copy of property documents

Any other document obligatory by the Bank

MCB Home Loan Segments

Variants Allowed:

  • Only Plot plus Construction
  • Home Construction

Loan Amount:

  • Minimum: PKR 200,000/-
  • Maximum: PKR 3,000,000/-

Loan Tenor: 

·         From one (1) to twelve (12) Years


·         Five percent (5%) – Fixed markup

MCB Home Loan Scheme Pricing

MCB Home Loan Scheme Calculator

MCB Home loan calculator is available in the link, go and calculate the MCB Home finance

MCB Home Loan Online Apply

Fill the form present in the link with your concern requirements the MCB staff will contact you back for more information

MCB Home Loan Helpline

For further information, please call us on 111-000-622 (Available 24 hours, 7 days a week)

For any queries or suggestion, please email at

Related posts

How to get House Loan From Bank Of Azad Jammu & Kashmir


Sindh Bank Dairy farming loan details | dairy farm loan in Pakistan


HBL Personal Loan Scheme Apply Online


U Microfinance Bank Gold Loan Scheme


ZTBL Dairy farm loan in Pakistan – How To Get Loan For Dairy farm


Zarai Taraqiati bank loan scheme -ZTBL Bank Kissan Dost Scheme


How To Get Car Loan From Faysal Bank in Pakistan


How To Get Business Loan From SME Bank


How To Get Salary & Pensioner Loan From NRSP Microfinance Bank


How to get loan for home from Bank Al Habib | Bank Al Habib House Loan


National bank home loan scheme Online Apply


Ehsaas Nashonuma Program Online Registration