Punjab health foundation interest free loan in Pakistan

Punjab Health Foundation makes loans to health institutions, makes loans to doctors to open their own clinic, grants subsidies to health institutions working for non-commercial purposes for the purchase of land, assembly of buildings, purchase of tools, furniture and other allied projects.

 The scheme 2 of Punjab health foundation loan package consists of loans for Specialized Diabetic Care Centers, Fertility Clinic, Psychiatrist Clinics, Pharmacist and Pharmacies, Gynae – Obstetrician, Opthamologist, Dermatologist/Cosmotologist, Dental Clinics and family doctors.

 Purpose of Loan

Purchase of loan focus;

·         Office Furniture

·         consistent Equipment with the legal scope of work

·         Any further related purpose.

Punjab health foundation Loan Eligible Professionals of scheme 2

Ø  Specialized Diabetic Care Centers

Ø  Fertility Clinic

Ø  Psychiatrist Clinics

Ø  Pharmacist and Pharmacies

Ø  Gynae – Obstetrician

Ø  Opthamologist

Ø  For establishing clinics

Ø  Dermatologist/Cosmotologist

Ø  Dental Clinics

Ø  Family Doctor/General Doctor/Doctors with specialization

Amount of Loan

The amount of loan in scheme 2 is 7 lac (700000 RS)

Repayment mode interest and duration

The refund will be made in monthly / quarterly installments. The duration of the loan will be up to 3 years without interest.


Below are requirements as security along with the application;

·         Bank guarantee

·         Successful property loan to Punjab Health Foundation

·         Government securities (bonds, defense savings certificate obligations, etc.)

·         Loan of parcel / land and structure in it in favor of Punjab Health Foundation

·         Personal guarantee of any civil servant with scale 17 of any government. organization. (Last salary sheet, job letter / service card, copy of the CNIC, commitment) and from a blood relative or one of the parents or real brother or sister (copy of the CNIC, commitment) Promissory note.

Punjab health foundation Loan Documents required

Ø  Attested Copy of CNIC,

Ø  Attested Copy of Domicile

Ø  04 Pictures (Attested)

Ø  Attested copy of Academic Qualification (Medical Degree)

Ø  Copy of attested Valid Recording with (PMDC, NCH, & PPC etc.).

Ø  Project Tender / Reference for purpose of loan.

Ø  Clinic Evidence (Proprietorship / Rent agreement for the premises)

Ø  Registered license with Punjab health care

Ø  Unemployment Affidavit

Ø  Certificate of Good Standing by Professional Association.

Ø  Experience certificate copy (House Work and any other related experience)

Application Fee

Ø  Rs. 1000 with Bank Draft or Online Bank Deposit slip Bank of Punjab

Ø  Account No CPA 6580048830600044 with Branch Code 0048, Chouburji Lahore in favour of MD Punjab Health Foundation)

For Help / Any Query

For more information Call 042-99210984 OR E Mail now to support.phf@punjab.gov.pk

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