How To Get Agricultural Loan From Khushhali Microfinance Bank

Khushhali Microfinance Bank has designed various agricultural financing products for the agricultural community to take advantage of term-specific agricultural credit facilities to meet their short-term and long-term credit needs. Kushhali Bank offers loans for the betterment of agriculture activity and livestock. Every citizen between the age of 22 to 63 is eligible for the loan to establish the business specially agriculture and livestock.  

Khushhali Qarza Plus Product Purpose:

Enterprise, Livestock and Agriculture is the main purpose of the loan providing by the Khushhali Microfinance bank.

Khushhali Qarza Plus Loan Eligibility Criteria

a)      Age: 20 to 63 years

b)      Minimum 3 cycle KMBL ratio (not less than 24 months)

c)      The previous KMBL loan will be paid in full or only the margin accumulated to date will be paid.

d)     Permanent resident of the town for 2 years

e)      Support NADRA CNIC / SNIC / NICOP

f)       2 years of experience

Khushhali Qarza Plus Tenure:

The total tenure the loan is 6-18 Months

Khushhali Qarza Plus Repayment Options:

1.      Monthly/ Quarterly/ Semi Annual Installment

2.      Periodic SC and principal at maturity

3.      Bullet (PA and SC on maturity)

Khushhali Qarza Plus Collateral:

A PDC/ Personal Guarantor must be provided by the applicant.

Khushhali Qarza Plus Loan Ticket (minimum & maximum):

PKR 50,000 to PKR 150,000

Khushhali Qarza Plus Service charges:

33% APR

Khushhali Microfinance bank Branches:

Click to explore the bank branches for your favorite loan package application:

Khushhali Microfinance bank Contact Information:

Ø  Address: 55-C, 5th Floor, U-Fone Tower, Jinnah Avenue, Blue Area, Islamabad

Ø  UAN: + 92 (51) 111 092 092 Fax: + 92 (51) 2310554

Ø  Customer Helpline UAN: +92 (51) 111 047 047

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