How To Get Home Loan From Khushhali Microfinance Bank

Having a home of your own is a cherished dream. It takes a lot of planning and hard work to make this dream come true. For this reason, Khushhali Microfinance bank is to make your decision easier, offering you the right ingredients that can help you make your dream come true with absolute comfort. Khushhali Microfinance enables you to become a proud homeowner by offering a variety of product and pricing options that are flexible yet affordable. Therefore, choose the best product and price option that suits your needs in Khushhali bank

Khushhali Home Plus Product Purpose

·         Structural Changes, New Construction and Renovation in the existing house

Khushhali Home Plus Loan Eligibility Criteria

1.      Age: 25-60 years (65 years for pensioners)

2.      The applicant’s annual income must be equal to or less than 1,500,000 PKR per year.

3.      Reside in the house / own the house (if the property has been rented out) for at least 1 year

4.      Salaried persons must work with current employer for at least 2 years

5.      2 years of business experience

6.      NADRA CNIC / SNIC support

Khushhali Home Plus Tenure

·         6-120 Months

Khushhali Home Plus Repayment Options

·         Equal Monthly Installments

Khushhali Home Plus

For Loans up to PKR 250,000:

1.      Co-Borrower / Guarantor in case of self-employment

2.      Post-dated check of salary account in case of salaried persons

3.      Post-dated check of the pension account or copy of the pension book in case of pensioner

Equal to or greater than PKR 250,001 to PKR 1,000,000 loans:

1.      Co-Borrower (required) and

2.      Guarantor in case of self-employed / Post-dated check of salary account for salaried employees / Post-dated check of pension account o Copy of pension book in case of Pensioners and

3.      Original ownership documents will be kept at the branch and a copy of the MOTD will be delivered to the borrower at the branch (required) OR

4.      Verification with a later date of the salary accounts of salaried persons and

5.      Post-dated check of the pension account or copy of the pension book in case of retirees OR

6.      Gold / KMBL TDC / NSC collateral equal to 40% (minimum) or requested loan amount

Khushhali Home Plus Loan Ticket (minimum & maximum)

·         PKR 50,001 to PKR 1,000,000

Khushhali Home Plus Service charges

·         22-28% APR

Khushhali Microfinance bank Branches:

·         Click to explore the bank branches for your favorite loan package application:

Khushhali Microfinance bank Contact Information:

Ø  Address: 55-C, U-Fone Tower, 5th Floor, Jinnah Avenue, Blue Area, Islamabad

Ø  UAN: + 92 (51) 111 092 092 Fax: + 92 (51) 2310554

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