First Microfinance bank Roshan Mustaqbil Sarmaya-small business loan

The FIRST Roshan Mustaqbil Sarmaya is a loan product to support all kinds of economic activities or initiatives, for small home improvements and for the payment of education. The amount of loan is up to 150,000 which can be used for different purposes like education, home remittance and other means of economic activities. The loan process is very simple, short and fast. Every Pakistani citizen can apply for this loan.

FIRST Roshan Mustaqbil Sarmaya Eligibility Criteria

a)      Annual income must not be greater than PKR 1,200,000

b)      Valid CNIC

c)      Age between 18 and 65 years

FIRST Roshan Mustaqbil Sarmaya Purpose of Credit

a)      Supporting all kinds of economic activities

b)      Home improvement

c)      Education

FIRST Roshan Mustaqbil Sarmaya Loan Amount

Ø  Minimum: PKR 20,000

Ø  Maximum: PKR 150,000

FIRST Roshan Mustaqbil Sarmaya Loan Tenor

Ø  Up to 24 months

FIRST Roshan Mustaqbil Sarmaya Loan Repayment

Ø  Equal Installments

Ø  Bullet Installment

FIRST Roshan Mustaqbil Sarmaya Required Documents

a)      Group Guarantee

b)      Personal Guarantee

c)      Property Documents

d)     3rd Party Personal Guarantee

e)      Lien on National Saving Certificates/Deposit Account

How to Apply For The First Microfinance bank Ltd Loan Programs

Click to explore the bank branches. Visit the nearest bank to apply for your favorite loan program:

The First Microfinancebank Ltd Contact Information

Ø  16th/ 17th Floors, Habib Bank Tower, Blue Area, Islamabad.

Ø  Toll Free: 0800-FIRST (34778)

Ø  Fax: (+92-51) 2821817

Ø  Email:

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