Bank Of Punjab Mera Pakistan Mera Ghar Loan Eligibility Criteria

Punjab Bank is providing loans to all Pakistanis for 5 marla houses Apartment flat And 10 marla houses Apartment flat under the government’s affordable home loan scheme.
A loan of Rs 2.7 million to Rs 10 million can be taken from the Bank of Punjab
All men and women can submit application form after paying 5000 processing fee
Under Mera Pakistan Mera Ghar Scheme, salaried persons and businessmen and professionals can build their own house by taking a loan.

Eligibility Criteria

  • Men and women with national identity cards
  • First time home builders
  • First time applicants in the Government of Pakistan’s subsidy scheme
  • Age between 25 and 60 years

Punjab Bank has created three categories

Tier 1

Tier 2

Tier 3
Can be applied in any one of these categories

Tier 1 = A five-marla house ranging in size from 125 square feet to 850 square feet
And flat apartments with an area of up to 850 square feet.

Loan : 2.7 Millions to 3.5 Millions

Tier 2 = A 5 Marla house ranging in size from 125 sq yds
And flat apartments with an area of up to 1250 square yds.

Loan : 6 Millions

Tier 3 : A 10 Marla house ranging in size 250 sq yds.

And flat apartments with an area of up to 2,000 square yds.

Loan : 10 Millions

Description of Markup and Laon Tenure.

TiersFist 5 yearNext 5 yearNext 10 yearLaon Tenor
Tier 15%5% one year Kibor with 2.5%5 to 20 year
Tiers 25%7%one year kibor with 4%5 to 20 year
Tiers 37%9%one year kibor with 4%5 to 20 year

Documentation required for Mera Pakistan Mera Ghar Scheme

  • Copy of ID card
  • Two pictures
  • electricity or water or gas bill copy
  • Rent Agreement if applicable
  • Telco Bills
  • School Fee Challan if applicable
  • Employment Certificate
  • NTN Certificate

For More Document Details

How To Apply For Bank Of Punjab Mera Pakistan Mera Ghar Scheme

All men and women who want to apply for this scheme should download and fill the form and submit it to any Punjab Bank before the last date.

Download Form :

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