First Microfinance bank Roshanzar Plus Loan | small business loan

First MicroFinanceBank is pleased to partner with agriculture / livestock business owners and farmers to help them grow and take their business to the next level. At Roshanzar +, clients can avail credit for working capital and asset financing needs of up to PKR 1 million along with essential banking services, accessible through our extensive network of bank branches and 24-hour digital banking channels a day, 7 days a week. First MicroFinanceBank is committed to providing tools to entrepreneurs to realize their market potential.

Roshanzar Plus General Eligibility

a)      Resident of the Bank’s operational neighborhood

b)      Age between 18 and 65 years

c)      Must be owner of residential or commercial facilities

d)     At least 3 years of business experience

e)      Minimum useful life of the company: 2 years

Roshanzar Plus Purpose of Credit

a)      Commercial vehicle financing (including tractors)

b)      Purchase of company fixed assets

c)      Pay the expenses of cultivation and / or purchase of agricultural machinery

d)     Purchase of animals for livestock / poultry / fish farming

e)      Purchase of machinery, furniture, etc.

f)       Structural and non-structural improvement of commercial premises

Roshanzar Plus Credit Limit

Ø  Minimum: PKR 500,001

Ø  Maximum: PKR 1,000,000

Roshanzar Plus Collateral Options

Ø  Personal guarantee (own and third party guarantee)

Ø  Property documents

Ø  Vehicle commitment

Ø  FMFB Bank Deposit / National Savings Certificates

Roshanzar Plus Tenor

Ø  Up to 60 Months (5 years)

Roshanzar Plus Loan Repayment

Ø  Installments

Ø  Bullet Repayments

Roshanzar Plus Required Documents

a)      Valid CNIC

b)      Collateral / Guarantee Documents

c)      Complete loan application form

d)     Other documents as required

How to Apply For The First Microfinance bank Ltd loan Programs

Click to explore the bank branches. Visit the nearest bank to apply for your favorite loan program:

The First Microfinancebank Ltd Contact Information

Ø  16th & 17th Floors, Habib Bank Tower, Blue Area, Islamabad.

Ø  Toll Free: 0800-FIRST (34778)

Ø  Fax: (+92-51) 2821817

Ø  Email:

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