Government Markup Subsidy Scheme home loan Eligibility Criteria

Government Markup Subsidy Scheme up to PKR 2,000,000

NRSP Microfinance Bank offers individual loans for low-cost housing under the Pakistani government margin subsidy scheme. Provides a convenient and affordable financing scheme for the purchase, construction, and expansion / expansion of houses and apartments.

Government Markup Subsidy Scheme Eligibility Criteria

1.      All Pakistani citizens who have a valid CNIC

2.      The subsidized scheme is for the owner of a home for the first time

3.      The facility can be used only once by an individual

Government Markup Subsidy Scheme Purpose of Credit

1.      Home loans can be made for structural improvements (expansion / extension), new construction, or purchase.

2.      Structural Improvements are an incremental expansion or extension to the existing home, provided the total area does not exceed the limits mentioned above.

3.      The new construction includes the construction of the housing structure on the plot, the completion of a new structure, etc.

4.      The purchase includes the purchase of a house or dwelling unit

Government Markup Subsidy Scheme Features

1.      Financing for construction and first purchase of newly

2.      Constructed affordable housing

3.      Financing Limit up to 2Million (20 lac (

4.      Tenure: 5 to 20 Years (depending upon choice of customer)

5.      Rate of Interest

a.       Fixed @ 5% per annum for 1st 5 Years.

b.      Fixed @ 7% per annum for next 5 Years.

c.       After 10 Years interest rate will be charged as per bank policy which will be charged from the customer.

6.      Loan Repayment: Equal Monthly Instalments

7.      Insurance: Asset Insurance (bear by bank)

8.      Details of Housing Area: House up to 125 SY (up to 5 Marla House)

a.       Flat/Apartment up to covered area of up to 1250 sq.ft

How to Apply For NRSP Microfinance Bank Loans

·        Click to explore the bank branches for application:

NRSP Microfinance Bank Contact Information:

·         Address: NRSP Microfinance Bank Limited, Near Baghdad Railway Station, University Road, Bahawalpur 63100, Pakistan.

·         Phone: +92-62-2285126

·         Email:

·         Toll Free: 080006777

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