How To Get Loan From Ihsan Trust in Pakistan

Ihsan Trust works primarily in the field of higher education by providing interest-free loans to students on a purely “Need to Merit” basis. This interest-free loan service is a unique model to enable higher education in Pakistan, which not only helps a student complete their education at a university of their choice, but also creates a refinancing fund that continuously helps more and more students. Every year throughout Pakistan.

OBJECTIVE OF IHSAN TRUST

Raise the standard of living of the disadvantaged and neglected sectors of the population. They plan to do this by creating a sustainable system for the well-being of these underserved segments of society. Its objectives include:

·         Educational & Skill Development

·         Rural Development

·         Health & Hygiene

·         Immediate relief to any natural disaster

·         Rehabilitation and other community building services

·         Qarz-e-Hasna

·         Establishment and operation of orphanages

·         Funds for the marriage of poor girls

·         Assist indebted poor people

·         Islamic Microfinance

IHSAN TRUST INTEREST FREE LOAN

Ihsan Trust interest free loan helps the poor and needy through education by giving them loan without any interest which inspires the socio-economic rise of the low-income community and increases the economic prosperity of the society, and ultimately Pakistan.

IHSAN TRUST STUDENT LOAN SCHEME

Ihsan trusts student loan schemes supporting the needy and deserving students of universities and professional builds of Pakistan through interest free educational loans.

IHSAN TRUST QARZ E HASNA

Ihsan Trust (IT) offers Qarz-e-Hasna to students enrolled in higher education institutions. This interest-free student loan is provided to partner university students who cannot afford the cost of higher education. So for those students the interest free loans are given to the deserving student. Those specific student return loan back from their salaries being made after education completion

Qarz E Hasna for Education

IT decided to offer interest-free loans instead of scholarships because interest-free loans are more sustainable than scholarships. To become a bridge for students to complete their higher education, all that needs to be done is to help them while they study. After completing the education, the individual is stable enough to return the amount invested in him / her, leading Ihsan Trust to help more students in the future.

IHSAN TRUST QARZ-E-HASNA SCHEME SELECTION PROCEDURE

Students must apply at the respective university After reviewing the applicant lists from educational partners, Ihsan Trust conducts interviews to determine each student’s need. If the need is genuine and the merit lives up to the mark, Ihsan Trust approves the case and disburses the amount to the university account. Isan Trust disburses the approved loan directly to the university’s account. Students begin reimbursing a mutually agreed token amount from the following month while studying.

THE REPAYMENT POLICY OF QARZ-E-HASNA:

The amount of Qarz-e-Hasna sanctioned to the selected student depends on their need and eligibility.

During the study period, the student has to pay a nominal amount of token reimbursement (depending on the financial situation of the candidates, the monthly income of their parents / guardians) to the Ihsan Trust as reimbursement.

After completing their education, the reimbursement amount of the Qarz-e-Hasna will be adjusted according to the income of the student.

IHSAN TRUST STUDENT LOAN FORM

Ihsan trust loan form is available at the following link; http://ww3.comsats.edu.pk/Faculty/CampusFiles/Vehari/07_10_2016_11_16_54_3224548.pdf

IHSAN TRUST LOAN Application FORM

To download a form click here: http://ww3.comsats.edu.pk/Faculty/CampusFiles/Vehari/07_10_2016_11_16_54_3224548.pdf

CONTACT IHSAN TRUST:

E-mail at: info@ihsantrust.org

IHSAN TRUST HELPLINE NUMBER:

Call at: +92-331-00-IHSAN (44726)Fax at: +92-21-36406053

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