Poor class people who do not have a own house can build A house by taking a loan from UBL Bank on easy terms.
Men and women up to 25 years of age with a monthly salary of up to Rs 25,000 can take a loan from United Bank Limited under the Mera Pakistan Mera Ghar Housing Scheme.
One person can take a loan to build a house of 5 or 10 Marlas and two people can take a loan together.
The customer can go to any UBL Bank branch and submit the form.
You can get a loan from UBL Bank to build a house. You can also get a loan to buy a flat or an apartment.
If a man have a plot and he only wants to do construction, he will get a loan.
Eligibility Criteria For UBL Mera Ghar Housing Scheme
- All Pakistanis who have a national identity card
- First time home builders
- Those who have a plot and they just want to build a house or build a house by buying a plot
- Customers buying a house or flat or apartment in affordable housing
- A person can apply for the subsidy scheme only once
UBL Mera Ghar Housing Scheme : Size of Housing Unit And Loan amount And Laon Tenor & Markup Details
Category | Size of Housing Unit | Loan amount | Laon Tenor | Markup First 5 year | Markup Next 5 year | Markup Next 10 year |
Tier 1 | ( 5 Marla ) House Apartment Flat Size 125 sq. yds to 850 sq. ft | 2.7 Million to 3.5 Millions | 5 to 20 year | 3% | 5% | one year kibor with 2.5% |
Tier 2 | ( 5 Marla ) House Apartment Flat Size 125 sq. yds to 1250 sq. ft | 6 Million | 5 to 20 year | 5% | 7% | one year kibor with 4% |
Tier 3 | ( 10 Marla ) House Apartment Flat Size 250 sq. yds to 200 sq. ft | 10 Million | 5 to 20 year | 7% | 9% | one year kibor with 4% |
Eligibility Criteria For salary persons and professionals.
Aga : 25 year to 60 year
Co- Applican age 25 year to 60 year
Monthly income : 25,000 per month
Employment 5 year
Candidates can apply at any of the major cities of Pakistan where UBL Bank has branches.
Required documents
- Calculation Sheet
- Legal Documents
- Key Fact Sheet
- Direct Debit Authority Form
- SBP Declaration Form
- Undertaking for not being Owner Of Property
- Reference Details Form
- Application form
- Copy of ID card
- Copy of property documents
How To Apply For UBL Mera Ghar Housing Scheme
All candidates
Download and fill up the form and submit it to your nearest UBL Bank.
Download Application Form : https://www.ubldigital.com/portals/0/Pdf/Ameen-MPMG-Mandatory-Documents.pdf