JS Bank offers Ghar Apna Home Loans Financing Scheme which will lead to your dream. JS Bank believes that home is a place where the heart of every person and mind are at peace. Additionally, JS Bank also keeps its long and recognized history for their customers along with oriented products and services.
Additionally, dreams do come true with JS Ghar Apna home loans financing. You have to buy, renew or build the perfect family home for you and your loved ones with JS Bank by your side.
JS Bank Home Loan Eligibility Criteria
1) The person have valid copy of Computerized National Identity Card (CNIC)
2) The person must be a resident of Pakistan
3) Non Resident of Pakistani must show their passport
4) The person must show income documents (i.e. salary slip/account statement)
JS bank home loan Benefits
Protect your Home:
With the help of Home Loan Protector by EFU Life Assurance Limited, you can insure your family against burden of recompense in the event of disability of death
Financing up to Eighty Percent (80%) of Market Value:
Financing in maximum range up to eighty percent (80%) of the property of the market value.
Transfer of Existing Loans:
Transfer of your existing home loan to JS GharApna Home Loans Financing and reduce your installments on a monthly basis by taking advantage of our most reasonable markup of 1–Year KIBOR + 3%.
js bank home loan markup rate
Markup in the range of at least 1-Year KIBOR + 4.25% (Floating Rate)
Procedure of Buy Your Ghar:
1) Find your dream Ghar (home)
2) Apply for JS GharApna home purchase loan, in the range of at least five hundred thousand only (500,000) up to as high as one hundred million (100 M)
3) Choose from financing tenure in the range of between one (1) year to twenty (20) years
4) Let’s take care of the rest
Procedure of Build Your Ghar:
1) Find the right plot in which you fulfill your dream Ghar (Home)
2) Apply for JS GharApna Home Finance Construction Loan in the range from at least five hundred thousand (500,000) to maximum i.e. one hundred million (100M) for pre-owned plot the maximum loan limit of fifty million (50 M)
3) Choose your financing tenure in the range of one (1) year and twenty (20) years
4) Let’s take care of the rest
Procedure of Renovate your Ghar:
1) Plan out the renovation your Ghar (Home) needs with the including of installation of solar panels
2) Apply for JS GharApna home Renovation Loan finance in the range from at least five hundred thousand (500,000) to maximum i.e. one hundred million (100M) for renovation your own home, the maximum loan limit of twenty million (20 M)
3) Choose your financing tenure in the range of one (1) year and ten (10) years.
4) Let’s take care of the rest
JS bank home loan Required Documents
1) Required Documents for Salaried Individuals:
a. Application Form of Bank’s prescribed
b. Have valid Computerized National Identity Card (CNIC)
c. Have three (3) recent passport size photographs
d. Having of latest salary slip and letter of employment with joining date
e. Having of last three months’ salary slips
f. Statement of Bank at least one (1) with reflection of salary credits
2) Required Documents for Businessmen/ Self Employed Professional:
a. Application Form of Bank’s prescribed
b. Have valid Computerized National Identity Card (CNIC)
c. Have three (3) recent passport size photographs
d. Business proof with acceptable documents
e. Statement of Bank at least one (1) with account maintaining certificate
How to Apply for GharApna Home Loan Scheme
Visit your nearest JS Bank’s Branch and fulfill the Application Form with valid Documents. For Online Apply,
click the Link: https://jsbl.com/applynow/
