Muslim Commercial Bank is providing loan under Government of Pakistan’s subsidy scheme Mera Pakistan Mera Ghar.
Candidates with have a CNIC from all over Pakistan can build their house by taking a loan under this scheme
Male and female candidates of Pakistani nationality who are above 18 years of age are eligible for this scheme
Customers can get financing of Rs 2.7 million to Rs 6 million to buy a five-marla or ten-marla house flat apartment.
- Salary Person
- Businessman
- Pensioners
- Professionals
All Pakistani people are eligible for Mera Pakistan Mera Ghar Scheme.
Eligibility
1 ) Men and women of Pakistani nationality
2 ) People who do not have a private house or flat or apartment
3 ) Under this scheme, a person can take a loan only once
4 ) In addition to financing a plot, a loan can also be applied for construction on it.
5 ) Loan can be applied against property on which the borrower will be the first purchaser
6 ) Customers can also take out loans to expand their home
The customer can borrow for 4 purposes
- For buy house
- For buy house and plot
- For home construction
- For home expansion
Loan repayment ( Loan Tenor )
The customer can take a loan on monthly installments of 10 years or on monthly installments of 20 years.
Minimum: 10 years
Maximum: Upto 20 years
Candidates can take a loan for a house of 5 or 10 Marla
| No | Categories | House Flat Apartment size |
| 1 | T1 | ( NAPHDA Projects ) A five-Marla house with sizes ranging from 125 square Yards to 850 square feet |
| 2 | T2 | ( Non – NAPHDA Projects ) A 5 Marla house Flat Apartment with sizes ranging from 125 square feet to 850 square feet |
| 3 | T3 | ( Non – NAPHDA Projects ) 10 Marla house Flat Apartment with sizes ranging from 850 square feet to 1100 square feet |
Loan And Markup Details
| Categories | Minimum Loan Size | Maximum Loan Size | Markup Fist 5 year ( 1 to 5 ) | Markup Next 5 year ( 6 to 10 ) | Markup Next 10 year ( 11 to 20 ) |
| T1 | 2.7 Million | 3.5 Million | 5% | 7% | 1 Year KIBOR +(2.5%) |
| T2 | 3.0 Million | 3.5 Million | 5% | 7% | 1 Year KIBOR +(4%) |
| T3 | 5 Million | 6 Million | 7% | 9% | 1 Year KIBOR +(4%) |
Required Documents for Mera Pakistan Mera Ghar Scheme
- Application form
- Copy of original ID card
- Two pictures
- Income proof
- Celery slip
- employment proof
- Property Documents
Mera Pakistan Mera Ghar Housing Scheme Online Apply
The customer will click on the link below and submit it by filling up the online form.
If the customer wants to go to the bank and apply, he can go to any of his nearest MCB bank and submit the form.
Apply Online : https://www.mcb.com.pk/become_a_customer/home?section=hloan
