ZTBL Tahafuz-e-Ajnas Scheme -zarai taraqiati bank agriculture loan

Small farmers do not have the economic strength to keep their produce with them until market prices are pleasant and favorable. Therefore, in order to promote capacity building in the form of storage facilities for the agricultural community and to avoid the waste of agricultural products, the Bank’s management is pleased to present the titled scheme.

Tahafuz-e-Ajnas Scheme (Product on Godown) Terms & Conditions

1.      Eligibility: The credible and reputable rural population throughout the country, who have repayment capacity, are eligible to obtain financing under such a scheme. New borrowers will be given preference. However, former borrowers who have good repayment behavior and are familiar with captioned activity will also be considered for such a loan.

2.      Required documents: Copy of CNIC, loan case file, Agri.Pass / Fard Jamabandi book and 2 recent photographs.

3.      Maximum loan: limit Rs 1,500 crore per borrower / party.

4.      Guarantee: All tangible securities acceptable to the Bank.

5.      Cost of credit: According to the bank’s rule.

6.      Repayment schedule: The loan will be recovered within 10 years in semi-annual installments starting one year after disbursement.

7.      Markup Rate: The markup rate in effect on development loans applies.

8.      Borrower contribution: The borrower will deposit 10% of the loan amount as own contribution

How to Apply For ZTBL Tractor Loan

Click to explore the ZTBL branches to apply for the loan and further information: https://www.ztbl.com.pk/contact/branches/

ZTBL Contact Information

Islamabad, Pakistan

UAN No. 111-30-30-30

Phone No. +92-51-9252805

Email: contactus@ztbl.com.pk

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