Summit Bank Gold Loan | How To Get Gold Loan From Summit Bank

Summit Bank offers Summit Gold Loan. In this finance banks offer more than 2000000 RS against gold for different basic needs. The tenor of the loan is 1 year 15% mark-up rate. The loan limit against gold is upto 60% of gold value offered by Summit Bank. Loan Enhancement facility is also available with early settlement facility.

Summit Gold Loan Features

1.      Loan Amount: Minimum: Rs.50,000/-Maximum: Rs.2,000,000/-

2.      Loan Tenor:           1 Yr

3.      Mark-up Rate: KIBOR-: 3 Months + 500bps or may Minimum 15%

a.       Mark-up rate to be revised on Quarterly Basis

4.      Loan Limit against Gold:  Upto 60% of Gold Value

5.      Loan Type: Running Finance / Term Finance

6.      Insurance: Insurance of Gold will be mandatory from Bank’s authorized Insurance Company

7.      Loan Enhancement Facility: Available

8.      Early Settlement Facility: Available

Summit Gold Loan Benefits

1.      Quick Processing

2.      Minimum Documentation

3.      Competitive Rates

Summit Gold Loan Requirements

1.      The account will be opened in accordance with the documentary requirements established in the “Account Opening and Administration” SOP.

2.      Must be a resident of Pakistan

3.      No minimum income required

4.      Applicant 2 passport size photographs

5.      1 passport-size photograph of the nominee

6.      2 references

7.      Gold quality not less than 18 karat

Summit Bank Contact Information For More Information And Application

Call 24/7 At Summit Bank Call Centre helpline:

1.      UAN NO: 021-1111-24365

2.      International Customer Facilitation: 0092-21-38709112

3.      Email: complaints@summitbank.com.pk.

4.      Online: Lodge online complaint via Summit Bank Website www.summitbank.com.pk.

5.      Fax No: 021-32463553

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