Standard Chartered Bank is giving loans under My Pakistan My Home scheme. All men and women who do not have a private house can take a loan to build a five marla or ten marla house.
Standard Chartered Bank has issued online loan form. Fill the form and submit it along with required documents.
Standard Chartered Bank Mera Pakistan Mera Ghar Loan and Markup Details
| Category 1 | Category 2 | Category 3 | |
| Size of Housing | House up to 125 sq (5 Marla) with maximum covered area of up to 850 sq ft | House up to 125 sq (5 Marla) maximum covered area of 1,250 sq ft. | House up to 250 sq (10 Marla maximum covered area of 2,000 sq ft |
| Minimum loan | Rs 2.7 million ( 27 Lac ) | one hundred thousand | one hundred thousand |
| Maximum Loan | Rs 3.5 million ( 35 Lac ) | Rs 6.0 million ( 60 Lac ) | Rs 10.0 million ( one Karoor ) |
| Markup | = 1 to 5 years – 2% = 6 to 10 years – 4% = 11 to 15 years – 5% | = 5% for first 5 years & = 7% for next 5 years = Next 10 year 4% | = 7% for first 5 years & = 9% for next 5 years = Next 10 year 4% |
Loan tenor : Minimum 5 years and maximum 20 years
Mera Pakistan Mera Ghar Scheme loan eligibility criteria
- All men/women holding National Identity Card ( CNIC )
- First time home owner.
- One individual can have subsidized house finance facility under Mera Pakistan Mera ghar Scheme
Required DocumentsÂ
- Copy of Valid National Identity Card ( CNIC )
- Salary Slip
- Bank Statement
- Employment Certificate
General requirements
- ge between 25 – 65 years old
- Have a valid Pakistan mobile number
- Have a monthly income above PKR 50,000 if you are Salaried OR above PK R75,000 if you are Self Employed
All candidates can apply online at this link: https://www.sc.com/pk/saadiq/saadiq-home-finance/apply/step/basic_data
