With Soneri Ghar Finance take a look at your future home . Now you can take advantage of the Home Financing Service at a fixed rate of 10.99% per annum for the first 3 years. 1 year of KIBOR + 2% per year for the rest of the tenure.
Soneri Ghar Finance-Fixed Rate Benefits
1. Fast and hassle-free application processing
2. Zero processing fee on declined application
3. Partial Payment option
4. Early Settlement option
Soneri Ghar Finance-Fixed Rate Features
1. Who Can Apply: Employees of legal persons, entrepreneurs, self-employed and natural persons who receive foreign remittances.
2. Minimum Employment Requirement: Minimum 2 years in current employment or 3 years of continuous employment with permanent status.
3. Maximum Age Requirement: The applicant’s age must not be older than 60 years at the time of maturity of the loan for salaried persons and 70 years for entrepreneurs and freelancers.
4. Minimum Monthly Income Requirement: Rs.100,000/- (net take-home salary) for Salaried Individuals
a. Rs.300,000/- for Businessmen and self-employed professionals
b. Rs.200,000/- for Individuals receiving foreign remittance
b.Fixed margin rate of 10.99% per annum for the first 3 years and KIBOR of 1 year plus 2% per annum for loan period greater than 3 years.
5. Maximum Finance Amount: Rs.75 million (Rs.10 million for extension/renovation)
Soneri Ghar Finance-Fixed Rate Terms and Conditions
Purpose of Finance
1. Purchase of constructed residential house/flat for self-occupancy
2. Construction of residential house on owned land for self-occupancy
3. Purchase of land plus construction of residential house for self-occupancy
4. Extension / Renovation on self-occupied residential house
5. Balance Transfer Facility (BTF)
1. Salaried Individuals
2. Businessmen and Self-employed Professionals
3. Individuals receiving Foreign Remittance
How to Apply For Soneri Ghar Finance-Fixed Rate
Click on the link to apply for the Soneri Bank Loans: https://www.soneribank.com/contact-us/?product=Soneri%20Personal%20Finance
Soneri Bank Contact Information
Phone No: 021-111-SONERI (766-374)
Web Address: firstname.lastname@example.org