Do you have any unforeseen expenses to face? Do you want to renovate your home or take that long-awaited dream vacation? With Samba Personal Loan! Samba Bank now makes it all possible. To meet your short and medium term personal financing needs, Samba Personal Loan is a term loan designed without the need for collateral or collateral.
Samba Bank Personal Loan Features and Benefits
1. Financing amounts up to PKR 2 million
2. Choose your repayment period with flexible loan tenure options up to 60 months
3. Free credit life insurance with your Samba Personal Loan
4. No prepayment penalty fees in the event of early settlement of your loan payment penalty option
5. Transfer your existing Personal Installment Loans with other banks with the Samba Personal Loan
6. Balance Transfer Service Simple documentation and fast loan processing turnaround time
7. 10-sheet first-time checkbook
8. Free Samba Personal Loan checking account with no minimum balance fees
Samba Bank Personal Loan Eligibility
1. Pakistani citizens residing and working in Karachi, Lahore, Islamabad, Rawalpindi, Wah Cantt and Peshawar.
2. Applicants must be at least 25 years and 30 years for salaried and self-employed respectively.
3. They must not be over 65 years (or retirement age, whichever comes first) at the time of loan maturity
4. Applicants must have a minimum deposit relationship of 3 months with any bank in Pakistan for salaried persons and a minimum of 6 months for self-employed
5. Applicants must have of PKR 45,000 and PKR 225,000 minimum monthly income, for both salaried and self-employed individuals.
6. Salaried applicants must be working at their current employer for a minimum period of 6 months or have a total continuous experience of 12 months.
7. Self-employed applicants must have a minimum seniority of 2 years in your job.
8. Current Business Applicants must not be behind on any other Samba Bank consumer loan product (s) or any other bank in Pakistan
Samba Bank Personal Loan Requirements
1. Complete and signed Samba Personal Loan Application Booklet
2. Valid Computerized National Identification Card / Smart National Identification Card
3. Six-month bank statement
4. Valid documentary proof of employment or business
5. Salaried persons: Duly validated three-month pay / salary receipt by the Employer’s Human Resources Department
6. Self-Employed Individuals: Tax Returns, Letter of Ownership, NTN Certificate, Partnership Deed, Articles / Memorandum of Association, etc.
Samba Financing Calculator
Samba has provided you with a convenient financial calculator to help you choose your finances easily and transparently. Click on the link for Samba Calculator: https://www.samba.com/en/customer-support/customer-support/tools-planners/calcualtor.aspx
How to Apply For Samba Bank Personal Loan 2021
Please contact Samba Phone Banking, to apply for Samba Personal Loan on +92 21 11 11 SAMBA (72622) email at Samba.Care@samba.com.pk.
