Prime Minister’s Youth Business & Agriculture Loan Scheme Online Apply

Prime Minister’s Youth Business & Agriculture Loan Scheme has been launched by State Bank of Pakistan. All Pakistani men and women can take loans for business purposes
A man can take maximum two loans, 25% of loans will be reserved for women. Loans can be taken for starting a new business or for an existing business

Eligibility Criteria For Prime Minister Youth Business Loan

A- All Male And Female Pakistani holding National Identity Card (CNIC) aged between 21 and 45 years with entrepreneurial potential are eligible.

B- For IT/E-Commerce related businesses, the lower age limit will be 18 years and at least matric education or equivalent education will be required.

Loan Limit:

Three categories have been introduced by State Bank Of Pakistan.

Tier 1 (T1): Up to PKR 0.5 million ( 5 Lack )
Tier 2 (T2): Above PKR 0.5 million and up to Rs 1.5 million ( 15 Lac )
Tier 3 (T3): Above PKR 1.5 million and up to Rs 7.5 million ( 75 Lac )

Loan Tenor :

T1: Up to 3 years and repayment will be in equal monthly installments.

T2 & T3: Up to 8 years for long term/development loans with maximum grace period of up to one year.


T1: 0%
T2: 5%
T3: 7%

Minimum Equity :

For New Businesses:

T1: 10%

T2: – 10%
T3 : 20%

Security Requirements:

T1: only by personal guarantee required of the borrower

T2- personal guarantee

T3- banks policy.

Prime Minister Youth Business Loan Scheme Online Registration

All Pakistani male and female who want to take a loan for business purposes should submit an online application along with all the necessary documents.

Online Application Form

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