Meezan Bank is providing loans to all Pakistani men and women under the Naya Pakistan Housing Scheme. Pakistani men and women can take loans to build a five-marla house or a ten-marla house. The loan has to be repaid in monthly installments of 20 years. A loan of Rs 2.7 million to Rs 10 million can be taken from Meezan Bank
All men and women up to the age of 20 are eligible for this scheme. Pakistanis who do not have a private home have this golden opportunity to build a house.
This scheme is the cheapest and lowest markup scheme in the history of Pakistan.

Naya Pakistan housing scheme eligibility criteria
- All Pakistani nationals who have a national identity card ( CNIC )
- First time home Owner
- First time applicants in the subsidy scheme
- Construction and purchase of housing Unit
- Processing fee Rs 4,000
- 16% FED On Processing charges Rs 1640
- Age Between 20 to 65 year
- No Minimum Income Required
Candidates doing business for 3 consecutive years
So he can get a loan
3 categories of Naya Pakistan Housing Scheme have been created. You can apply in any one of these categories.
Category 1
Five Marla House Flat Apartment Sizes 125 Sq yds to 850 Sq yds
Laon : 2.7 Millions to 3.5 Millions
Category 2
5 Marla House Flat Apartment Sizes 125 Sq yds to 1250 Sq yds
Loan : 6 Millions
Category 3
10 Marla House Flat Apartment upto 250 Sq yds to 2,000 Sq yds
Loan : 10 Millions
Naya Pakistan housing scheme loan markup
Under this scheme loans can be taken on monthly installments of 5e years or 10 years or 20 years see the details of the markup.
Categories | Fist 5 year | Next 5 year | Next 10 year |
Categories 1 | 3% | 5% | one year Kibor with 2.5 % |
Categories 2 | 5% | 7% | one year Kibor with 4% |
Categories 3 | 7% | 9% | one year Kibor with 4% |
Naya Pakistan housing scheme loan documents required
- Finance Application Form
- Product Disclosure Sheet
- Valid CNIC of applicant
- 2 passport size Photo
- Employment Certificate
- Current Salary Slip
- Salary Certificate
- 6-month Bank statement
- Utility Bills

how to apply for Naya Pakistan housing scheme
All customers who want to apply for the loan should download and fill up the form and go to your nearest Meezan bank and submit it along with the required documents.