Khushhali Sarmaya is offered to micro-entrepreneurs (small business owners) and ranchers. The loan can be used for the purchase of raw materials / finished products / inventory / inventory and to improve the production of goods and services. This line of credit can help small businesses obtain credit for operating assets that help them generate more income.
Khushhali Sarmaya Loan Eligibility Criteria
a) Age: 22 – 60 years
b) Applicants must be self-employed microentrepreneurs or employ a few people maximum 10 (excluding seasonal jobs)
c) Minimum business experience of 2 years
d) NADRA CNIC / SNIC support
e) You must have a good credit history
Khushhali Sarmaya Loan Tenure
3 – 36 months
Khushhali Sarmaya Loan Repayment Options:
Equal Monthly Installments / Quarterly Installments / Semi-annually Installments / Annually Installments
Khushhali Sarmaya Loan Collateral
a) Warranty of 1 individual or 1 legal entity
b) Means of transportation
c) Equipment
d) Turnover goods
e) Personal property
f) Other movable property
g) Deposit funds with the Bank
Khushhali Sarmaya Loan Ticket (minimum and maximum)
· PKR 50,001 to PKR 1,000,000
· PKR 500,000 and above are allowed only for vehicle purchase
Khushhali Sarmaya Loan Service charges
a) For loans up to Rs. 300,000 / – (33%)
b) For loans equal to or greater than 300,001 / up to Rs. 500,000 / – (32%)
c) For loans equal to or greater than Rs. 500,001 / up to Rs. 1,000,000 / – (30%)
Khushhali Microfinance bank Branches:
· Click to explore the bank branches for your favorite loan package application: https://khushhalibank.com.pk/contactus
Khushhali Microfinance bank Contact Information:
Ø Address: 55-C, U-Fone Tower, 5th Floor, Jinnah Avenue, Blue Area, Islamabad
Ø UAN: + 92 (51) 111 092 092 Fax: + 92 (51) 2310554
Ø Customer Helpline UAN: +92 (51) 111 047 047
