How To Get Loan against gold in Pakistan from JS Bank

JS Zarkhez Gold Finance offers financial assistance to agronomists/agriculturists against the promise of gold / gold jewelry. This facility also offers a unique benefit of free life insurance up to PKR. 2.5 MN per user.

JS Zarkhez Gold Finance

1.      At least start from PRs. 50,000 to PRs. 299,999 = 3 Months KIBOR + 12% per annum

2.      And in the range of PRs. 300,000 to PRs. 25 MN = 3 Months KIBOR + 9% per annum

JS Zarkhez Gold Finance Benefits

1.      Tenor three (3) to (5) years as Agricultural DF facility or for three (3) years as RF facility for the purposes of agricultural

2.      Maximum Limit Up to seventy five percent (75%) of the measured value can be financed

3.      Charges Minimum at least one thousand only (1,000) to maximum twelve thousand only (12,000), according to the amount of loan.

4.      Financing in the range between fifty thousand only (50,000) and two hundred billion (25,000,000)

JS Gold Finance Eligibility Criteria

  1. One valid copy of CNIC with maximum age of 65 years on expiry of facility
  2. Permanent residential address
  3. Must have a clean e-CIB (no defaults)
  4. Distance from residential to financing branch must be 30 Km.

JS Gold Finance Required Documents

  1. Having two recent passport size colored photograph
  2. Having two (2) copies of valid Computerized National Identity Card (CNIC)
  3. One valid copy of Khasra Girdawari in applicant’s name

JS Gold Finance Interest Rate

JS Gold Finance interest rate based on equal monthly installment. Payment is in the form of a draw in the customer’s financing account and is paid in the form of equal monthly installments (EMI) which includes both principal and interest.

JS Gold Finance Calculator

In order to know about JS Gold Finance Calculator, please click the link:

JS Gold Finance Contact Number

For more information or queries about JS Gold Finance please contact with JS Bank on this phone number, Tel: 080001122 or email at

Apply for JS Zarkhez Gold Finance

Step 1: Visit nearest JS Bank nominated branch

Step 2: Fill out the JS Zarkhez Application Form with required documents

Step 3: Complete document checklist after approval

Step 4: Obtain your gold finance through JS Bank after formal approval

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