The Asaan Saving Account is targeted at common people and is open to all low income unbanked/under-banked masses that face difficulties in account opening due to normal account opening requirements or lesser means. These segments of society may include but are not limited to skilled/unskilled workforce, farmers, less educated/uneducated people, daily wagers/laborers, housewives/women, self-employed individuals, young adult population, pensioners, students, Zakat Mustahqueen, salary pension, widow, benevolent fund grants etc. Separate account opening form with the title “Account Opening form Asaan Saving Account” will be used for account opening.
Bank Of Punjab Asaan Saving Account Benefits
1. BOK Asaan Saving Account provides the facility of nature of account is saving, i.e. Cost Free.
2. BOK Asaan Saving Account provides the facility of product is available in PKR only.
3. BOK Asaan Saving Account provides the facility of initial Deposit Requirement to open account is Rs.5, 000/-
4. BOK Asaan Saving Account provides the facility of maintenance of Minimum Daily Balance Requirement of Rs.25, 000/- is mandatory to avail free services.
5. BOK Asaan Saving Account provides the facility of unlimited Deposit and Withdrawal service.
6. BOK Asaan Saving Account provides the facility of unlimited Free Online Transactions (within the Bank).
7. BOK Asaan Saving Account provides the facility of a free Personalized Cheque book (one free cheque book of 50 leaves per year).
8. BOK Asaan Saving Account provides the facility of free ATM/Debit Card for one authorized person (no issuance fee as well as no annual/renewal fee will be charged).
9. BOK Asaan Saving Account provides the facility of unlimited Free Call Deposits.
10. BOK Asaan Saving Account provides the facility of unlimited free Crossed Banker’s Cheque (CBCs) including Pay Order and Demand Draft.
11. BOK Asaan Saving Account provides the facility of free Statement of Account.
12. BOK Asaan Saving Account provides the facility of unlimited Free SMS Alerts (on all transactions).
Bank Of Punjab Asaan Saving Account Eligibility and Required Documents
For Salaried Individual/Joint Account Holders:
1. The account holder must fill an account opening form.
2. The account holder must provide the valid copy of CNIC.
3. The account holder must provide the valid Passport (for non-residents only).
4. The account holder must provide the valid copy of employment proof i.e. Pay slip, Employment letter etc.
For Sole Proprietors:
1. The account holder must fill an account opening form.
2. The account holder must provide the valid copy of CNIC.
3. The account holder must provide the valid Passport (for non-residents only).
4. The account holder must provide a valid copy of NTN Certificate.
For Partnership/Society/Club/Trust/Association/NGO:
1. The account holder must provide the certified Copy of Partnership/ Trust Deed
2. The account holder must provide the certificate of Registration
3. The account holder must provide the signatures of all Partners on letter of Partnership
4. The account holder must provide the certified copy of rules
5. The account holder must provide the certified copy of resolution
6. The account holder must provide the copy of by-laws
7. The account holder must provide a copy of NTN Certificate
8. The account holder must provide the CNICs of all Partners
9. The account holder must provide the passports (for Non-residents only)
For Limited Company:
1. The account holder must provide the certificate of Incorporation
2. The account holder must provide the certificate for Commencement of Business (PLC only)
3. The account holder must provide the Memorandum of Association
4. The account holder must provide the articles of Association
5. The account holder must provide the current list of Directors
6. The account holder must provide the copy of Board Resolution
7. The account holder must provide the CNICs of all Directors
8. The account holder must provide the copy of NTN Certificate and Form 29
Bank Of Punjab Asaan Saving Account Profit Rate
· The profit rate of BOK Asaan Saving Account is 5.50%.
· For example, if an individual deposits PKR. 100,000 in an account then it will be rewarded PKR. 5,500 after a month.
How to Apply for BOK Asaan Saving Account
In order to apply for BOK Asaan Saving Account, the interested customers should visit the nearest BOK branch and fulfill the application form along with the required documents and submit it with the branch manager.
Bank of Khyber Helpline Numbers
UAN: +92-91-111 95 95 95
Tel: 091 – 5253867
Website: www.bok.com.pk
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