DIBPL is the first Islamic bank in Pakistan to offer a Sharia-compliant “Personal Finance” service, based on the Islamic Finance concept of “Musawamah”. The financing facility can be leveraged and used for financial needs such as education, marriage, medical expenses, credit card loan agreements, and conventional loan agreements or to meet any other emergency need in a “HALAL / ISLAMIC” manner.
Dubai Islamic Bank Personal Finance Features
a) 100% compliant with Sharia.
b) Riba-Free key for your instant cash requirements like education, health, marriage, etc.
c) Lower rates for BTF customers.
d) Funding limit from PKR 50,000 to PKR 2 million (terms and conditions apply)
e) Flexible term from 6 months to 60 months.
f) Quick turnaround time and hassle-free processing of your request.
g) Affordable and competitive equal monthly installments.
Dubai Islamic Bank Personal Finance Age Criteria
> Minimum Age = 21 years
> Maximum Age = 60 years
Who can apply for the Personal Finance Facility?
> Salaried Individual
In how many cities Dubai Islamic Bank Personal Finance Facility Available
> Currently the product is offered in Karachi, Lahore, Islamabad, Rawalpindi, and Faisalabad along with the following cities.
| Central Punjab | North | South | South Punjab |
| Gujranwala | Abbottabad | Hyderabad | Multan |
| Sialkot | Jehlum | Nawabshah | Sahiwal |
| Okara | Muzaffarabad | Mirpurkhas | Sargodha |
| Sheikhupura | Peshawar | Sukkur | Bahawalpur |
| Gujrat | Haripur | Quetta | Rahim Yar Khan |
| Kasur | Mirpur | Tando Allahyar | Burewala |
| Pattoki | Dadyal | Jhang | |
| Muridke | Chakwal | Toba Tek Singh | |
| Attock |
Dubai Islamic Bank Personal Finance Income Criteria
a) Salary – Main Clients: PKR 250,000 gross / month
b) Employee – Known Employees of Company A and B: PKR 30,000 gross / month
c) Employee – Unknown company employees: PKR 35,000 gross / month
d) Salaried – Government Employees: PKR 30,000 gross / month
e) Employee – Armed Forces Employees: PKR 30,000 gross / month
f) Employee – Contractual (known companies A and B): PKR 40,000 gross / month
Dubai Islamic Bank Personal Finance Documents Required
Documents required at the time of application:
a) Application form filled with difficulty.
b) Balance transfer commitment (in case the client wants to transfer their existing outstanding loan from another bank)
c) Two recent passport size photographs.
d) Copy of the CNIC.
e) All other relevant documents (income documents, bank statement, proof of profession, etc. depending on the category of client)
Dubai Islamic Bank Personal Finance Apply Online 2023
Click on link to visit the official website for application online: https://www.dibpak.com/index.php/personal-finance/