HBL Bank Naya Pakistan Housing Scheme Loan Details

Under the Shariah compliant guidelines of Decreasing Musharakah financing mode, it offers you a convenient and affordable option to get your dream home. HBL Islamic Bank bring you the government profit subsidy scheme by which you can enjoy home financing on less than 3% rates


1.      Financing under Tier 1 is available through banks for financing under NAPHDA projects

2.      Financing under Tier 2 and Tier 3 is available through banks for financing of housing units under non-NAPHDA projects

TiersSize Of Housing UnitMaximum Price Of Housing UnitMaximum FinancingMinimum Contribution From Costumer
Tier 1 (NAPHDA Projects)House up to 125 square yards (5 Marla)
Apartments with maximum covered area of up to 850 square feet
PKR 3.5 millionPKR 2.7 million10% of property value
Tier 2House up to 125 square yards (5 Marla)
Apartments with maximum covered area of up to 1,250 square feet
No capPKR 6.0 million10% of property value
Tier 3House up to 250 square yards (10 Marla)
Apartments with maximum covered area of up to 2,000 square feet
No capPKR 10.0 million15% of property value

Eligibility Criteria:

1.      All men and women in possession of a valid CNIC

2.      Applicants must not own a home

3.      A person can make use of this benefit grant system only once


Financing tenure from 5 years to 20 years

Subsidized RateFirst 5 YearsNext Five YearsFor Period Exceeding 10Years
Tier 13%5%1 yr KIBOR plus 2.5%
Tier 25%7%1 yr KIBOR plus 4%
Tier 37%9%1 yr KIBOR plus 4%

Naya Pakistan Housing Scheme How to Apply

1.      Visit to Your nearest HBL branch to apply and more information

2.      Call 033-77-786-786 for more information

3.      www.hbl.com is official website

Related posts

Prime Minister’s Youth Business & Agriculture Loan Scheme Online Apply


Zarai Taraqiati bank loan scheme -ZTBL Bank Kissan Dost Scheme


The First Microfinance bank First Karobar Sarmaya loan


How to Apply For First Microfinance bank Roshanzar loan


House Building Finance Company loan -Ghar Pakistan Scheme


Meezan Bank Durable Goods Financing Scheme in Pakistan


First Microfinance bank Kissan Sarmaya | agriculture loan scheme 2021


How To Get Assan Loan From SME Bank in Pakistan


How to get loan from house building finance corporation


How to get Business Loan From First Women Bank


Sindh Bank Dairy farming loan details | dairy farm loan in Pakistan


UBL Bank Personal Loan Eligibility Criteria And Required Documents