Bank Of Azad Jammu & Kashmir Personal Loan Scheme

BAJK offers a Personal Loan to facilitate your urgent domestic and personal needs, BAJK makes it possible by providing financial facilities in the shape of Personal Loan so that you could easily take care of your children’s education, marriages, house renovation etc. Just avail this facility and enjoy tension -free life.

BAJK Personal Loan Features

1)      90% against Government Securities

2)      95% (First party) and 90% (Third party) against bank’s own deposits

3)      90% against deposits of others banks

4)      Maximum 36 months of tenure

5)      Lump Sum /Installments-Repayment      

BAJK Personal Loan Eligibility Criteria

a)      All AJK / Pakistani Kashmir with valid CNIC

b)      All salaried employees of the AJK Government, semi-Government, Autonomous Organizations, National / Multinational Companies (Blue Chip)

c)       Commercial professionals and freelancers of domicile AJK

d)      Co-applicant allowed for blood relatives husband / wife, parent / child

BAJK Personal Loan Required Documents

a)      Two recent passport size photographs.

b)      Copy of current CNIC.

c)      Employment certificate / salary receipts for the last 3 months (preferably certified by the Human Resources Department).

d)     Bank statement for the last six months that reflects the salary credit.

e)      Model 29 in the case of directors.

f)       Certificate of account maintenance.

BAJK Personal Loan Calculator 2021

BAJK Personal loan calculator with different other banks calculator a present in the following link. Click to explore BAJK Personal loan calculator:

How To Apply For Personal Loan?

Click to explore nearest branch to visit for Personal loan apply”:

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