Welcome to Bank Alfalah Visa Classic Credit Card World. As a bank Alfalah Visa Classic credit card member, you can enjoy numerous benefits and privileges. This card is designed for customers who are primarily young and salaried. They prefer free cards.
Bank Alfalah VISA Classic Credit Card Benefits
1. Global Reach and Acceptability
Bank Alfalah Credit Card has the Visa logo, so it ensures worldwide acceptance at more than 30 million institutions and ATMs worldwide.
2. Exclusive Discounts
When we claim to enjoy life today, we really keep that promise. Alfalah credit cards open up a world of exciting discounts, whether for shopping, fine dining, or world-class travel.
3. Fabulous Rewards
Use your credit card and earn money. Click Here for more information.
4. SBS instalment Plans
Our ongoing SBS Installment Plan promotions allow you to purchase a number of home and lifestyle products with your Alfalah credit card and pay the transaction amount in equal monthly installments (EMI).
5. Cash Advance
Bank Alfalah VISA Classic Credit Card Cash Advance facility up to 50% of your credit limit allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM around the world by showing the Visa and 1 Link logo.
6. Balance Transfer Facility
With Bank Alfalah Classic Credit Card Balance Transfer facility you will have the opportunity to pay the arrears of other banks at cheaper transfer rates through your Alfalah Credit Card. Just call our Phone Banking Officer on 0800-22225 for details.
7. Zero Loss Liability
You can be assured that if you lose your Bank Alfalah Classic credit card you will have nothing to worry about! Bank Alfalah covers you with all the fraud charges on your card as soon as you report it to us. So make sure you report the damage to 0800-22225 immediately after such an incident. We assure you that with your Alfalah Classic credit card, you are completely safe from loss and theft.
8. Revolving Credit
With Bank Alfalah Credit Cards you have the option to pay only 5% of your outstanding balance by the due date. Service charges will be levied on the unpaid balance and will be forwarded. These charges are calculated on a daily basis for all cash and retail transactions from the date of transaction. Next month you have the option to either pay the full amount or just pay the minimum amount due and go around again.
9. Supplementary Cards
You can share the benefits and benefits of your Alfalah Classic Credit Card with your loved ones. We offer you up to 6 additional cards. Anyone who is at least 13 years old is eligible to apply to become a supplementary cardholder.
10. 24 Hour Customer Service
By calling our 24 hour phone banking only on 111-225-111, you can avail the following services on Bank Alfalah VISA Classic Credit Card, 24 hours a day, 7 days a week:
· Check the account details of your credit card statements.
· Get a balance transfer facility.
· Get installment plan facility.
· Pay your utility and mobile bills.
· Redeem your accumulated orbit against your product selection from our rewards catalog.
· Turn on current and new credit card services.
· Ask about ongoing credit card promotions.
11. Bank Alfalah Tap & Pay
To give you a greater sense of security and peace of mind, your Bank Alfalah card is embedded with contactless as well as chip and pin technology that is accessible to a growing network of merchants.
12. Limit Bracket
25,000 to 149,999
Bank Alfalah VISA Classic Credit Card Eligibility
1. For Salaried Applicants
| Minimum gross income | PKR 30,000 |
| Total employment experience (starting from) | 1 Month |
| Age | 21 to 60 Years |
2. For Self-employed Professional Applicants
| Minimum gross income | PKR 50,000 |
| Total tenor required | 1 Year |
| Age | 21 to 70 Years |
3. For Self-employed Businessmen Applicants
| Minimum gross income | PKR 100,000 |
| Total tenor required | 1 Year |
| Age | 21 to 70 Years |
Bank Alfalah VISA Classic Credit Card Required Documents
1. For Salaried Applicants
· Copy of Computerized National Identity Card (CNIC)
· Current pay slip / pay letter with break up.
· If the companies are not on the panel, a bank account statement showing 3 months’ salary credit is required.
· Case-by-case additional documents may be required.
2. For Self-employed Professional/Businessmen Applicants
· Copy of Computerized National Identity Card (CNIC)
· Computerized personal bank statement (on original bank letterhead) for the last six months.
· Case-by-case additional documents may be required.
3. For Supplementary Card Applicants
· Copy of Computerized National Identity Card (CNIC)
4. Additional Requirements
· Partnership process and partner / company account statements (if any) from the last six months.
· Bank letter / certificate confirming ownership / partnership (in case of ownership / partnership)
· In case of the latest Form A or Form 29 or Memorandum / Article of Association (Private Limited Company).
· Personal Account Balance / Statements (in case of Private Limited Company)
· Professional degree / membership certificate to professional associations (in case of professionals).
Bank Alfalah VISA Classic Credit Card Apply Online
Bank Alfalah VISA Classic Credit Cards are issued from all Alfalah branches. Please visit your nearest branch to apply. For online apply, please click on the below link:
Bank Alfalah Contact Information
From within Pakistan dial: +21 111-225-111 or +42 111-225-111
From outside Pakistan dial: +92 21 111-225-111 or +92 42 111-225-111
For card authorization: 042 111-225-786
