Bank Alfalah ultra cashback credit card Discount -features and benefits

Welcome to the world of Bank Alfalah Ultra Cashback Cards. To change your lifestyle, Bank Alfalah forms the basis of innovation, with which you can live your life. With Ultra, you can select 2 out of 6 spending categories and get 7% cashback. You can get cashback up to PRs 12,000 per year.

Bank Alfalah Ultra Cashback Card Benefits

1.      Alliances and Partnerships

Bank Alfalah Ultra Cashback Card comes with 100+ dining and lifestyle partner discounts.

2.      Balance Transfer Facility

Choose Balance Transfer for an easy and convenient way to settle payments on all your existing credit cards in Pakistan.

3.      Global Acceptability

Your Bank Alfalah Ultra Cashback Card (Visa) is accepted at 2.3Mn ATMs and millions of merchants in more than 200 countries and regions around the world.

4.      Cash Withdrawal Facility

You can withdraw up to 50% cash from your Bank Alfalah Ultra Cashback Card through 3,400 1-Link ATMs in Pakistan and 2.3 million ATMs worldwide.

5.      Revolving Credit Facility

Make a minimum payment instead of your monthly balance due by the due date.

6.      Supplementary Cards

Issue 6 free supplementary cards on your Bank Alfalah Ultra Cashback Card (VISA) for family, staff or anyone of your choice.

7.      24-hour Alfalah Contact Centre

By calling our 24 hour phone banking only on 111-225-111, you can avail the following services on Bank Alfalah Ultra Cashback Credit Card, 24 hours a day, 7 days a week:

·         Check the account details of your credit card statements.

·         Get a balance transfer facility.

·         Get installment plan facility.

·         Pay your utility and mobile bills.

·         Redeem your accumulated orbit against your product selection from our rewards catalog.

·         Turn on current and new credit card services.

·         Ask about ongoing credit card promotions.

8.      Zero Loss Liability

Enjoy zero loss liability on all fraudulent transactions after your Bank Alfalah Ultra Cashback Card is reported lost or stolen. A new card will be issued upon notification of loss / theft.

9.      All Billing in Pak Rupees

We will bill you in pure rupee for your convenience, regardless of whether you have traded in currencies.

10.  Alfalah Step-By-Step (SBS) Instalment Plan

Convert any transaction of PKR 3,000 or above into a phased (SBS) monthly installment plan.

11.  SMS Alerts

For a small fee, get SMS alerts, including card payments, money statements and more. Call 111 225 111 to register.

12.  Credit on Phone Facility

Call the Alfalah Contact Center to get a loan up to 80% of the credit limit available on your Bank Alfalah Ultra Cash Back Card.

13.  IVR (Interactive Voice Response)

Enjoy better service via IVR through our 24-hour Alfalah Contact Center.

14.  Auto-Debit Facility

Get minimum or full Bank Alfalah Ultra Cashback Card payment from your Bank Alfalah account.

15.  Bank Alfalah Tap & Pay

To give you a greater sense of security and peace of mind, your Bank Alfalah card is embedded with contactless as well as chip and pin technology that is accessible to a growing network of merchants.

16.  Limit Bracket

25,000 to 499,999

Bank Alfalah Ultra Cashback Card Eligibility

1.      For Salaried Applicants

Minimum gross income	PKR 30,000
Total employment experience (starting from)	1 Month
Age	21 to 60 Years

2.      For Self-employed Professional Applicants

Minimum gross income	PKR 50,000
Total tenor required	1 Year
Age	21 to 70 Years

3.      For Self-employed Businessmen Applicants

Minimum gross income	PKR 100,000
Total tenor required	1 Year
Age	21 to 70 Years

Bank Alfalah Ultra Cashback Card Required Documents

1.      For Salaried Applicants

·         Copy of Computerized National Identity Card (CNIC)

·         Current pay slip / pay letter with break up.

·         If the companies are not on the panel, a bank account statement showing 3 months’ salary credit is required.

·         Case-by-case additional documents may be required.

2.      For Self-employed Professional/Businessmen Applicants

·         Copy of Computerized National Identity Card (CNIC)

·         Computerized personal bank statement (on original bank letterhead) for the last six months.

·         Case-by-case additional documents may be required.

3.      For Supplementary Card Applicants

·         Copy of Computerized National Identity Card (CNIC)

4.      Additional Requirements

·         Partnership process and partner / company account statements (if any) from the last six months.

·         Bank letter / certificate confirming ownership / partnership (in case of ownership / partnership)

·         In case of the latest Form A or Form 29 or Memorandum / Article of Association (Private Limited Company).

·         Personal Account Balance / Statements (in case of Private Limited Company)

·         Professional degree / membership certificate to professional associations (in case of professionals).

Bank Alfalah Ultra Cashback Card Apply Online

Bank Alfalah Ultra Cashback Credit Cards are issued from all Alfalah branches. Please visit your nearest branch to apply. For online apply, please click on the below link:

Online Apply

Bank Alfalah Contact Information

From within Pakistan dial: +21 111-225-111 or +42 111-225-111

From outside Pakistan dial: +92 21 111-225-111 or +92 42 111-225-111

For card authorization: 042 111-225-786