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Bank Alfalah MasterCard Optimus Credit Card Features and Benefits

Welcome to the world of Bank Alfalah MasterCard Optimus Credit Card, a unique proposition designed for the young at heart.

Now live the life you want, live your life and enjoy your life. New Bank Alfalah MasterCard Optimus Credit Card gives you the option to enjoy your life to the fullest! Whether it’s eating out, shopping, traveling, or wanting to be happy, the brand new Bank Alfalah MasterCard Optimus Credit Card offers you more ways than you can imagine.

Bank Alfalah MasterCard Optimus Credit Card Benefits

You can enjoy the modern lifestyle of your choice with the benefits, protection and privileges of MasterCard.

1.      International Airport Lounge

You can show your Bank Alfalah MasterCard Optimus Credit Card at more than ten partner lounges in the UAE, KSA, Jordan, Kuwait and Egypt for free and unlimited access. You can get free business services such as emails, internet, conference venue, refreshments, snacks, etc. MasterCard and related lounge terms and conditions will apply. Access is subject to successful card verification and authorization. Primary and secondary cardholders are required to show individual cards to avoid guest charges.

2.      Hotels.com Discount

With hundreds of thousands of properties in more than 200 countries and territories, Hotels.com offers an unparalleled choice. Now that you pay for your next vacation with your Bank Alfalah MasterCard Optimus Credit Card, you can enjoy up to 10% discount on your booking price for selected properties. MasterCard promo code will appear with eligible properties. The discount only applies to one room per booking.

3.      Booking.com Cashback

Booking.com seamlessly connects millions of travelers with memorable experiences, a variety of transportation options, and incredible places to stay – from homes to hotels, and more. Booking. Now when you pay for your next vacation with your Eligible Bank Alfalah MasterCard Optimus credit card, you can enjoy up to 10% cashback on your card when booking.

4.      Discounted chauffeur rides with Careem

Now when you travel to Middle Eastern countries with a Bank Alfalah MasterCard Optimus credit card, you can enjoy a 20% discount on three rides per month. To enable the discount, enter the promo code MasterCard when booking.

5.      Global Reach and Acceptability

Bank Alfalah MasterCard Optimus Credit Card bears the MasterCard logo, thus ensuring worldwide acceptance over institutions around the world and institutions based in Pakistan.

6.      SBS Instalment Plans

Our ongoing SBS installment plan promotions allow you to purchase a number of home and lifestyle products through your Bank Alfalah MasterCard Optimus credit card and pay the transaction amount in equal monthly installments (EMI).

7.      Cash Advance

Bank Alfalah Optimus MasterCard’s Cash Advance facility allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and from any ATM around the world showing the MasterCard and 1Link logo.

8.      Zero Loss Liability

You can be assured that if you lose your Bank Alfalah MasterCard Optimus credit card, you have nothing to worry about! Bank Alfalah covers you with all the fraud charges on your card as soon as you report it to us. So make sure you report the damage to 111-225-111 immediately after such an incident. We assure you that with your Bank Alfalah MasterCard Optimus credit card, you are completely safe from loss and theft.

9.      Revolving Credit

With Bank Alfalah MasterCard Optimus Credit Card you have the option to pay only 5% of your outstanding balance by the due date. Service charges will be levied on the unpaid balance and will be forwarded. These charges are calculated on a daily basis for all cash and retail transactions from the date of transaction. Next month you either have the option to pay the full amount or just pay the minimum amount if you wish and go back again.

10.  Supplementary Credit Card

You can share your Bank Alfalah MasterCard Optimus credit card benefits and benefits with your loved ones. We offer you up to 6 additional cards. Anyone with a minimum age of 13 is eligible to become an additional cardholder.

11.  Bank Alfalah Tap & Pay

To give you a greater sense of security and peace of mind, your Bank Alfalah card is embedded with contactless as well as chip and pin technology that is accessible to a growing network of merchants.

12.  24 Hour Toll Free Exclusive Customer Service

By calling our 24 hour phone banking only on 111-225-111, you can avail the following services on your Bank Alfalah MasterCard Optimus credit card, 24 hours a day, 7 days a week:

·         Check the account details of your credit card statements.

·         Get a balance transfer facility.

·         Get installment plan facility.

·         Pay your utility and mobile bills.

·         Redeem your accumulated orbit against your product selection from our rewards catalog.

·         Turn on current and new credit card services.

·         Ask about ongoing credit card promotions.

Bank Alfalah MasterCard Optimus Credit Card Eligibility

1.      For Salaried Applicants

Minimum gross incomePKR 30,000
Total employment experience (starting from)1 Month
Age21 to 60 Years

2.      For Self-employed Professional Applicants

Minimum gross incomePKR 50,000
Total tenor required1 Year
Age21 to 70 Years

3.      For Self-employed Businessmen Applicants

Minimum gross incomePKR 100,000
Total tenor required1 Year
Age21 to 70 Years

Bank Alfalah MasterCard Optimus Credit Card Required Documents

1.      For Salaried Applicants

·         Copy of Computerized National Identity Card (CNIC)

·         Current pay slip / pay letter with break up.

·         If the companies are not on the panel, a bank account statement showing 3 months’ salary credit is required.

·         Case-by-case additional documents may be required.

2.      For Self-employed Professional/Businessmen Applicants

·         Copy of Computerized National Identity Card (CNIC)

·         Computerized personal bank statement (on original bank letterhead) for the last six months.

·         Case-by-case additional documents may be required.

3.      For Supplementary Card Applicants

·         Copy of Computerized National Identity Card (CNIC)

4.      Additional Requirements

·         Partnership process and partner / company account statements (if any) from the last six months.

·         Bank letter / certificate confirming ownership / partnership (in case of ownership / partnership)

·         In case of the latest Form A or Form 29 or Memorandum / Article of Association (Private Limited Company).

·         Personal Account Balance / Statements (in case of Private Limited Company)

·         Professional degree / membership certificate to professional associations (in case of professionals).

Bank Alfalah MasterCard Optimus Credit Card Online Apply

Bank Alfalah MasterCard Optimus Credit Cards are issued from all Alfalah branches. Please visit your nearest branch to apply. For online apply, please click on the below link:

Online Apply

Bank Alfalah Contact Information

From within Pakistan dial: +21 111-225-111 or +42 111-225-111

From outside Pakistan dial: +92 21 111-225-111 or +92 42 111-225-111

For card authorization: 042 111-225-786

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