Bank Alfalah American Express Gold Credit Card Features and benefits

Welcome to the special world of American Express. The American Express Gold credit card is recognized worldwide and is designed to provide high benefits, benefits and service to card members with worldwide travel, medical and legal advice and 24/7 access.

Bank Alfalah American Express Card Benefits

1.      Unlimited Cashback

Get 1 unlimited cashback on all local retail expenses and 1.5 un unlimited cashback on all international retail expenses on American Express Gold Credit Card. Cashback rewards appear automatically in the credit card statement without any hassle or inconvenience.

2.      Welcome Bonus

As an introductory offer, enjoy 5% cashback for the first 3 months of card issuance (limited to PRs. 6000).

3.      Supplementary Cards

You can share the benefits and benefits of your Alfalah American Gold Credit Card with your loved ones. We offer you up to 6 additional cards. Anyone who is at least 13 years old is eligible to apply to become a supplementary cardholder.

4.      Acceptability

The American Express Gold credit card is widely accepted internationally and at American Express active stores within Pakistan. With your American Express Gold credit card, pay for shopping, food, travel, entertainment and more.

5.      Network Benefits

Travel to the highlands of Asia, enjoy amazing experiences and enjoy food, accommodation and up to 50% off your American Express card. Please visit livetheworld.americanexpress.com to learn more about Live World.

6.      Local Discounts and Offers

The American Express Gold Credit Card opens up a world of exciting discounts, including shopping, great food and world-class travel.

7.      Travel Benefits

American Express Global Assist is a global platform that provides you with emergency global assistance, 24/7 access to medical, legal, financial aid including medical and legal referrals. American Express Global Assist also provides assistance with cash wires, passport changes, lost luggage and more. American Express Global Assist can also help you prepare for your trip with customs information, visa and vaccination requirements.

8.      Peace of Mind

We provide card members with a new and powerful protection against the uncertainties of life. In the event of a long-term illness or temporary disability of more than 45 days, we will pay the minimum outstanding balance on your American Express Gold credit card. If the card member dies in an accidental way, card member fans don’t have to worry about credit card arrears. This coverage is provided to all basic card members up to the age of 65, which is up to double the outstanding loan amount at the time of death.

9.      Bank Alfalah Tap & Pay

To give you a greater sense of security and peace of mind, your Bank Alfalah card is embedded with contactless as well as chip and pin technology that is accessible to a growing network of merchants.

10.  Limit Bracket

150,000 to 2,000,000

Bank Alfalah American Express Card Eligibility

1.      For Salaried Applicants

Minimum gross income	PKR 30,000
Total employment experience (starting from)	1 Month
Age	21 to 60 Years

2.      For Self-employed Professional Applicants

Minimum gross income	PKR 50,000
Total tenor required	1 Year
Age	21 to 70 Years

3.      For Self-employed Businessmen Applicants

Minimum gross income	PKR 100,000
Total tenor required	1 Year
Age	21 to 70 Years

Bank Alfalah American Express Card Required Documents

1.      For Salaried Applicants

·         Copy of Computerized National Identity Card (CNIC)

·         Current pay slip / pay letter with break up.

·         If the companies are not on the panel, a bank account statement showing 3 months’ salary credit is required.

·         Case-by-case additional documents may be required.

2.      For Self-employed Professional/Businessmen Applicants

·         Copy of Computerized National Identity Card (CNIC)

·         Computerized personal bank statement (on original bank letterhead) for the last six months.

·         Case-by-case additional documents may be required.

3.      For Supplementary Card Applicants

·         Copy of Computerized National Identity Card (CNIC)

4.      Additional Requirements

·         Partnership process and partner / company account statements (if any) from the last six months.

·         Bank letter / certificate confirming ownership / partnership (in case of ownership / partnership)

·         In case of the latest Form A or Form 29 or Memorandum / Article of Association (Private Limited Company).

·         Personal Account Balance / Statements (in case of Private Limited Company)

·         Professional degree / membership certificate to professional associations (in case of professionals).

Bank Alfalah American Express Card Apply Online

Bank Alfalah American Express Credit Cards are issued from all Alfalah branches. Please visit your nearest branch to apply. For online apply, please click on the below link:

Online Apply

Bank Alfalah Contact Information

From within Pakistan dial: +21 111-225-111 or +42 111-225-111

From outside Pakistan dial: +92 21 111-225-111 or +92 42 111-225-111

For card authorization: 042 111-225-786