Government of Pakistan’s subsidy scheme Naya Pakistan Housing Scheme has started getting loans from Bank Al-Habib for all the poor Pakistani men and women who do not have their own house and they want to build their own house. There is a great opportunity
People from all over Pakistan
Salary Person
Professionals
Businessman
can take a loan from Bank Al Habib under Mera Pakistan Mera Ghar scheme.
Naya Pakistan Housing Scheme Benefits
- Free Life Insurance for all customer
- Subsidised Markup Rate
- Financing up to 2.7 Million to 10 Million
- Available for up to 5 years to 20 years
- Minimum Documentation
- Quick Processing
- No charges on early repayment
All Pakistani men and women can take loans for three purposes.
- buy a house
- For home construction
- For plot purchase and construction
Eligibility Criteria for Mera Pakistan Mera Ghar Scheme
- Men and women of Pakistani nationality who have an identity card ( CNIC )
- First time home owner
- One individual can have subsidized house loan facility under Mera Pakistan Mera Ghar scheme
- Minimum monthly Total income 25,000
- Co- Applicant and 20,000
- Minimum 3 years proof of business
- Minimum 2 years employment for Salaried
Naya Pakistan housing scheme loan details
Three categories have been created under New Pakistan Scheme. Customer can apply in any one category.
Category 1
Five Marla House Flat Apartment with sizes 125 square yds to 850 square yds.
Loan : 2.7 Million to 3.5 Million
Category 2
House Flat Apartment ( 5 Marla ) with sizes 1250 square yds to 850 square ft.
Loan : 6 Million
Category 3
House Flat Apartment ( 10 Marla ) with sizes 250 square yds to 850 square ft.
Loan : 10 Million
Tenor
The customer can borrow on monthly installments of 5 years or 10 years or 20 years.
Naya Pakistan housing scheme markup details
| Categorys | Fist 5 year | Next 5 year | Next 10 year |
| Category 1 | 3% | 5% | 1 Year KIBOR +2.5% |
| Category 2 | 5% | 7% | 1 Year KIBOR +4% |
| Category 3 | 7% | 9% | 1 Year KIBOR +4% |
Documents Required
Application form
Copy of ID card
Three pictures
2 years employment
Salary certificate
The last three months salary slip
One year bank statement
In addition to the Salary person
Minimum 3 years proof of business
Acceptable income proof
Naya Pakistan housing scheme registration
Interested candidates should download and fill up the form and submit it along with the required documents to your nearest Bank Al Habib.
Naya Pakistan housing scheme application form
Click on this link and download the form