Bank Al Habib Master Gold Credit Card Features and benefits

Bank Al-Habib offers its existing account holders a choice of gold credit cards. Enjoy financial freedom because you can buy now and pay later at your convenience. There are 51 credit free days. Choose a card that suits your lifestyle.

Al Habib Master Credit Card GOLD Benefits

1.      3D Secure

3D Secure is a state-of-the-art technology that aims to improve online security by allowing cardholders to verify every transaction so that you can use your card with greater confidence and peace of mind. With this service, when you use your Bank AL Habib MasterCard credit card on websites that display the “MasterCard Secure Code” logo, you will receive an SMS and email as soon as you complete the transaction. Receive Time Password (OTP).

2.      Acceptability around the Globe

AL Habib Credit Cards are awarded at 24 million locations in more than 120 countries, including thousands of Pakistani merchants, AL Habib ATMs and MasterCard / Sears ATM networks around the world. It gives you the freedom to spend, financial security and recognition around the world. You can pay in any currency. You are traveling abroad, the currency of that particular country. However, the amount of the bill will be in Pak Rupees.

3.      Get up to 3 Free Supplementary Cards

Show your loved ones that you care! Get an Al-Habib supplementary card for them. You can get up to 3 free supplementary cards. Supplementary cardholders also enjoy the benefits of basic card members.

4.      Revolving Facility

You can pay in full or enjoy a revolving credit facility by paying only 5% of your bill amount or PKR 400 whichever is higher and paying the insurance premium, if any. You have the power to spend, as you always restore your limit as soon as you pay.

5.      Convenient Payment Modes

Live a carefree life with easy payment methods at your convenience. These options will save you time and help you maintain a good credit history with Al Habib. No hassle of standing in long queues or long procedures.

Al Habib Master Credit Card GOLD Eligibility Criteria

1.      Current individual account holders.

2.      Paid corporate relations employees receive a monthly salary in their Bank Al Habib account.

3.      Self-employed professionals and businessmen.

4.      Age: 21-60 years for salaried customers.

5.      Age: 21-65 years for Self Employed Professional and Businessmen.

6.      Age of applicant for supplementary card: 18-70 years.

7.      Minimum income requirement for salaried applicants is PRs. 20,000 per month.

8.      Self-employed professionals and businessmen need a minimum income of PRs. 25,000 per month.

9.      The debt burden should not exceed 50% of the applicant’s household income.

10.  Clearance from ECIB and compliance with SBP Prudential Regulations.

Al Habib Master Credit Card GOLD Documents Required

1.      Credit Cards

·         Application form prescribed by the bank.

·         Copy of computerized national identity card.

·         Bank statement for at least six months.

·         CF 1-Appendix Appendix-Details of various facilities already obtained from other banks / DFIs.

·         Credit Shield, if the customer chooses, for the credit shield.

2.      Income Document

a)      For Salaried Applicants:

·         Salary slip or certificate preferably signed and stamped by the employer.

·         Bank statement for the last six months in which the salary amount is deposited.

b)     For Self-Employed Professionals & Businessmen:

·         Proprietorship letter.

·         Company last six-month bank statement.

c)      For Partnerships:

·         Partnership deed.

·         Company last six-month bank statement.

d)     Director Public or Private Limited Company:

·         The company makes articles and memorandum of association “29A” where ownership is mentioned.

·         Bank statement for the last six months

Bank Al Habib Contact Information

Telephone No: (021) 111-014-014



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